Fee-only · Fiduciary · SEC Registered

The plan doesn't change when the market does.

Meridian is an independent fee-only fiduciary advisor managing $2.4B for 340 families across retirement, tax, estate and multi-generational wealth. No commissions. No product sales. Just advice that has to be in your best interest by law.

Schedule a consultation → Read our philosophy
$2.4B
Assets under management
340
Client families
22
Avg client tenure (yrs)
100%
Fiduciary · every dollar

What we do for you

Wealth management is more than an index fund. These are the six pillars of every Meridian plan.

📈

Investment Management

Evidence-based portfolios built on low-cost index and factor funds. Rebalanced with tax-loss harvesting. No hot-stock picking.

🎯

Retirement Planning

Monte Carlo simulations, Social-Security claiming strategies, Roth-conversion ladders and withdrawal-rate modeling.

🧮

Tax Strategy

Annual tax-alpha review coordinated with your CPA. Asset-location, charitable stacking and QBI planning for business owners.

🏛️

Estate & Legacy

Trust structuring, beneficiary audits and gifting strategies. We coordinate with your attorney — or refer one from our network.

🏢

Business Owner Planning

Solo-401(k), cash-balance plans, defined-benefit overlays and exit planning for owners eyeing a sale in 3–10 years.

🛡️

Risk & Insurance Review

Independent review of life, disability and long-term-care needs. We don't sell it — we just tell you what you actually need.

Our investment philosophy

Four principles that have governed how we invest every client dollar since 1998.

01

Costs compound against you

Every 1% in annual fees is 28% less wealth over 30 years. We target all-in expense ratios under 0.18%.

02

Markets work — don't fight them

Active managers underperform their index ~85% of the time over 15 years. We build around capital markets, not around predictions.

03

Diversify across what actually matters

Factor tilts toward value, size, profitability and duration — not 50 ETFs that all own the same seven names.

04

Behavior is the last alpha source

The biggest wealth destroyer isn't the market — it's selling low in a panic. Our job is to keep you in your seat.

Why fiduciary matters

Most "financial advisors" aren't legally required to put your interests first. We are — in writing, at every meeting.

Regulator
SEC Registered
Custodian
Schwab / Fidelity
Compensation
Fee-only · no commissions
Standard
Fiduciary 100% of the time
Credentials
CFP® · CFA® · CPA
Form ADV
Public & current
Securities offered through Meridian Wealth Advisors LLC. Past performance does not guarantee future results. Investing involves risk.

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